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Couple Sitting with Financial Advisor

FORECLOSURE PREVENTION EDUCATION

Are you having trouble paying your mortgage?
Do you think you will soon fall behind?

Register for a workshop to learn your options around foreclosure prevention. This class is for homeowners who own and occupy their homes and are in default and/or in danger of foreclosure. Don’t wait until you have fallen too far behind in paying your mortgage. Contact NEST today!

 

Foreclosure assistance programs are available; let NEST help you explore your options.

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Some options include:

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Modification – The bank may agree to change the terms of your loan by lowering your payments, changing the loan to a fixed rate, making the loan term longer, or adding the money you owe to your principal balance.

 

Partial Claim – For those with FHA-insured loans, HUD may agree to pay what you owe and put a lien (or legal claim) on your property. The lien is payable when the loan matures, when the property is re-financed, or when it’s sold.

 

Pre-Foreclosure Sale – The bank may let your home be sold even if the selling price is less than the

balance owed on the mortgage.

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When you think foreclosure is likely, don’t wait! Come talk to us.

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Download our NEST Intake Packet. Click on the PDF icon below: 

If you are unable to complete the form due to a functional limitation, please contact Maybeth Morales-Davis (maybeth@nestct.org) and we will do our best to accommodate you in another way. Our office is handicap-accessible. Please call ahead so that we may accommodate your needs.

UPCOMING FORECLOSURE PREVENTION WORKSHOPS

  • Landlord Education
    Landlord Education
    Multiple Dates
    Tue, Oct 20
    Danbury Location is TBD
    Oct 20, 2026, 5:30 PM – 7:30 PM
    Danbury Location is TBD
    Owning rental property is one way of achieving the dream of homeownership. But, in buying rental property it is not only your home but also your business. Learn the technical, financial and practical aspects involved in owning a rental property, as well as the responsibilities it comes with.
  • Pre-Closing Workshop
    Pre-Closing Workshop
    Multiple Dates
    Thu, Oct 22
    Zoom (via Waterbury office)
    Oct 22, 2026, 5:30 PM – 7:30 PM
    Zoom (via Waterbury office)
    We offer pre-closing education course FREE of charge to CHFA loan applicants. The pre-closing class provides an overview on a range of financial and practical topics that a homebuyer should understand before completing the homeownership process.
  • NEST Housing Expo
    NEST Housing Expo
    Sat, Oct 24
    Waterbury Arts Magnet School (WAMS)
    Oct 24, 2026, 11:00 AM – 3:00 PM
    Waterbury Arts Magnet School (WAMS), 16 S Elm St, Waterbury, CT 06706, USA
    Housing Resources, Experts, and Services Under One Roof
  • Pre-Closing Workshop
    Pre-Closing Workshop
    Multiple Dates
    Tue, Oct 27
    Danbury Location is TBD
    Oct 27, 2026, 5:30 PM – 7:30 PM
    Danbury Location is TBD
    We offer pre-closing education course FREE of charge to CHFA loan applicants. The pre-closing class provides an overview on a range of financial and practical topics that a homebuyer should understand before completing the homeownership process.
  • Renter Education Workshop
    Renter Education Workshop
    Multiple Dates
    Tue, Oct 27
    Zoom (via Waterbury office)
    Oct 27, 2026, 5:30 PM – 7:30 PM
    Zoom (via Waterbury office)
    Gain essential knowledge about your rights and obligations as a tenant, learn to craft a realistic budget, and discover strategies to navigate financial hurdles.
  • Foreclosure Prevention Workshop
    Foreclosure Prevention Workshop
    Multiple Dates
    Tue, Nov 03
    Danbury Location is TBD
    Nov 03, 2026, 5:30 PM – 7:30 PM
    Danbury Location is TBD
    Are you having trouble paying for your mortgage? Do you think you will soon fall behind? Learn about your options around foreclosure prevention.
  • Housing Breakfast Networking Event
    Housing Breakfast Networking Event
    Thu, Nov 05
    Union Savings Bank
    Nov 05, 2026, 10:00 AM – 11:30 AM
    Union Savings Bank, 126 North St, Danbury, CT 06811, USA
    Where Coffee and Connections Flow
  • Financial Fitness
    Financial Fitness
    Multiple Dates
    Thu, Nov 05
    Zoom (via Waterbury office)
    Nov 05, 2026, 5:30 PM – 7:30 PM
    Zoom (via Waterbury office)
    Would you like to learn how to manage your money? Managing your money isn’t hard, but it takes some “know-how.” Learn to save, review, and understand your credit report, and the basics of borrowing.
  • Pre-Purchase Home Buyer Education Workshop
    Pre-Purchase Home Buyer Education Workshop
    Multiple Dates
    Sat, Nov 07
    Danbury Location is TBD
    Nov 07, 2026, 9:00 AM – 3:00 PM
    Danbury Location is TBD
    We offer pre-closing education course FREE of charge to CHFA loan applicants. The pre-closing class provides an overview on a range of financial and practical topics that a homebuyer should understand before completing the homeownership process.
  • Landlord Education
    Landlord Education
    Multiple Dates
    Tue, Nov 10
    Danbury Location is TBD
    Nov 10, 2026, 5:30 PM – 7:30 PM
    Danbury Location is TBD
    Owning rental property is one way of achieving the dream of homeownership. But, in buying rental property it is not only your home but also your business. Learn the technical, financial and practical aspects involved in owning a rental property, as well as the responsibilities it comes with.
  • NEST Town Hall
    NEST Town Hall
    Thu, Nov 12
    Wendell L. Cross School
    Nov 12, 2026, 5:30 PM – 7:00 PM
    Wendell L. Cross School, 1255 Hamilton Ave, Waterbury, CT 06706, USA
    An open forum opportunity to meet the NEST team and learn about our mission, programs, and volunteer opportunities.
  • Foreclosure Prevention Workshop
    Foreclosure Prevention Workshop
    Multiple Dates
    Thu, Nov 12
    Zoom (via Waterbury office)
    Nov 12, 2026, 5:30 PM – 7:30 PM
    Zoom (via Waterbury office)
    Are you having trouble paying for your mortgage? Do you think you will soon fall behind? Learn about your options around foreclosure prevention.
  • Pre-Purchase Home Buyer Education Workshop
    Pre-Purchase Home Buyer Education Workshop
    Multiple Dates
    Sat, Nov 14
    Zoom (via Waterbury office)
    Nov 14, 2026, 9:00 AM – 3:00 PM
    Zoom (via Waterbury office)
    We offer pre-closing education course FREE of charge to CHFA loan applicants. The pre-closing class provides an overview on a range of financial and practical topics that a homebuyer should understand before completing the homeownership process.
  • Pre-Closing Workshop
    Pre-Closing Workshop
    Multiple Dates
    Tue, Nov 17
    Danbury Location is TBD
    Nov 17, 2026, 5:30 PM – 7:30 PM
    Danbury Location is TBD
    We offer pre-closing education course FREE of charge to CHFA loan applicants. The pre-closing class provides an overview on a range of financial and practical topics that a homebuyer should understand before completing the homeownership process.
  • Landlord Education
    Landlord Education
    Multiple Dates
    Thu, Nov 19
    Zoom (via Waterbury office)
    Nov 19, 2026, 5:30 PM – 7:30 PM
    Zoom (via Waterbury office)
    Owning rental property is one way of achieving the dream of homeownership. But, in buying rental property it is not only your home but also your business. Learn the technical, financial and practical aspects involved in owning a rental property, as well as the responsibilities it comes with.
  • Educación Para Compradores De Vivienda
    Educación Para Compradores De Vivienda
    Multiple Dates
    Sat, Nov 21
    Zoom (via Waterbury office)
    Nov 21, 2026, 5:30 PM – 7:30 PM
    Zoom (via Waterbury office)
    La decisión de comprar una casa es una de las decisiones más emocionantes e importantes que tomará en su vida. ¡También puede ser uno de los más confusos! Deje que NEST lo ayude a tener una experiencia de compra de vivienda exitosa.
  • Financial Fitness
    Financial Fitness
    Multiple Dates
    Tue, Nov 24
    Danbury Location is TBD
    Nov 24, 2026, 5:30 PM – 7:30 PM
    Danbury Location is TBD
    Would you like to learn how to manage your money? Managing your money isn’t hard, but it takes some “know-how.” Learn to save, review, and understand your credit report, and the basics of borrowing.
  • Pre-Closing Workshop
    Pre-Closing Workshop
    Multiple Dates
    Tue, Nov 24
    Zoom (via Waterbury office)
    Nov 24, 2026, 5:30 PM – 7:30 PM
    Zoom (via Waterbury office)
    We offer pre-closing education course FREE of charge to CHFA loan applicants. The pre-closing class provides an overview on a range of financial and practical topics that a homebuyer should understand before completing the homeownership process.

All classes are held from 5:30 - 7:30 PM via Zoom video conference. Once you register for a workshop, a link will be sent to you. We're looking forward to meeting you!

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