Thank you for your interest in the D&M Loan Fund. To apply for this loan, you must be at least 21 years old and reside and/or own a home or business in Waterbury, Connecticut. All completed application submissions will be reviewed by NEST staff. All viable candidates will be contacted for personal interviews before a determination of funding is met. All information collected by NEST is secure, confidential and shall not be used in any manner other than its intended purpose.