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Signing A Loan
LOAN PRODUCT AND SERVICES
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HOME IMPROVEMENT 
& REPAIR LOANS

For those that need some extra help giving your home some tender loving care or quick fixes.

Loan Amount and Terms

  • Up to $25,000

  • Five (5) to Thirty (30) Years

Eligible Property Types

  • Single-Family

  • Multi-Family (2-3 Units)

  • Condominiums and Co-op Units

  • Manufactured/Mobile Homes

Eligible Repairs and Replacements

  • Emergency

  • Electrical

  • Plumbing

  • HVAC

  • Roof

  • Window

  • Energy Efficiency Measures

  • Structural, Health and Safety Measures

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MICRO LOANS
 

Flexible and affordable capital for start-up and existing businesses that need financing for working capital, equipment, debt refinance, or tenant improvements.

Loan Amount and Terms

  • $5,000 - $50,000

  • Ninety (90) Days to Ten (10) Years

Eligible Uses

  • Land and Building Acquistion (Nonresidential, owner-occupied)

  • Construction and Eco-efficient Improvements (including leasehold)

  • Equipment, Furniture, Inventory, Supplies, Raw Materials

  • Debt Refinancing or Consolidation

  • Business Acquisition

  • General Working Capital

  • and Most Other Start-up Business uses

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CREDIT BUILDER LOANS
 

Establish or restore your credit while you build savings for the future.

Loan Amount and Terms

  • $1,000 - $3,000

  • Six (6) Months to Three (3) Years

Eligible Applicants

  • Individuals with credit scores less than 650

  • Individuals with less than 3 credit tradelines on credit report

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