LOAN PRODUCT AND SERVICES
HOME IMPROVEMENT
& REPAIR LOANS
For those that need some extra help giving your home some tender loving care or quick fixes.
Loan Amount and Terms
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Up to $25,000
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Five (5) to Thirty (30) Years
Eligible Property Types
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Single-Family
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Multi-Family (2-3 Units)
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Condominiums and Co-op Units
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Manufactured/Mobile Homes
Eligible Repairs and Replacements
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Emergency
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Electrical
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Plumbing
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HVAC
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Roof
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Window
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Energy Efficiency Measures
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Structural, Health and Safety Measures
MICRO LOANS
Flexible and affordable capital for start-up and existing businesses that need financing for working capital, equipment, debt refinance, or tenant improvements.
Loan Amount and Terms
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$5,000 - $50,000
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Ninety (90) Days to Ten (10) Years
Eligible Uses
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Land and Building Acquistion (Nonresidential, owner-occupied)
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Construction and Eco-efficient Improvements (including leasehold)
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Equipment, Furniture, Inventory, Supplies, Raw Materials
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Debt Refinancing or Consolidation
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Business Acquisition
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General Working Capital
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and Most Other Start-up Business uses
CREDIT BUILDER LOANS
Establish or restore your credit while you build savings for the future.
Loan Amount and Terms
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$1,000 - $3,000
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Six (6) Months to Three (3) Years
Eligible Applicants
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Individuals with credit scores less than 650
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Individuals with less than 3 credit tradelines on credit report